Personal Deposit Rates & Fees
Check out today's Deposit Interest Rates & Fees.
Check out today's Deposit Interest Rates & Fees.
Personal Certificate of Deposit rates are also available for Business CDs.
DEPOSIT RATES |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD (APY) |
MINIMUM BALANCE TO OPEN |
MINIMUM DAILY BALANCE TO OBTAIN APY |
|---|---|---|---|---|
PERSONAL CHECKING ACCOUNTS |
||||
Partnership Checking |
.05% .10% .10% .15% .20% |
.05% .10% .10% .15% .20% |
$10 $10 $10 $10 $10 |
$.01 $10,000 $25,000 $50,000 $100,000 |
Totally Free Checking |
none |
none |
$10 |
n/a |
Senior Advantage Checking |
.05% |
.05% |
$10 |
$1 |
Interest Checking |
.05% |
.05% |
$10 |
$500 |
SAVINGS ACCOUNTS |
||||
Partnership Savings |
.10% .15% .50% .60% 1.09% 1.19% 1.49% |
.10% .15% .50% .60% 1.10% 1.20% 1.50% |
$10 $10 $10 $10 $10 $10 $10 |
$.01 $10,000 $25,000 $50,000 $100,000 $250,000 $500,000 |
Statement Savings |
.10% |
.10% |
$10 |
$1 |
Passbook Savings |
.05% |
.05% |
Closed |
$1 |
Club Accounts |
.05% |
.05% |
$10 |
$100 |
CERTIFICATES OF DEPOSIT |
||||
6 months |
2.00% |
2.02% |
$500 |
$.01 |
7 months |
4.02% |
4.10% |
$500 |
$.01 |
11 months |
4.02% |
4.10% |
$500 |
$.01 |
12 months |
2.00% |
2.02% |
$500 |
$.01 |
17 months |
4.02% |
4.10% |
$500 |
$.01 |
18 months |
3.01% |
3.05% |
$500 |
$.01 |
24 months |
2.31% |
2.33% |
$500 |
$.01 |
30 months |
2.31% |
2.33% |
$500 |
$.01 |
36 months |
2.31% |
2.33% |
$500 |
$.01 |
48 months |
2.31% |
2.33% |
$500 |
$.01 |
60 months |
2.31% |
2.33% |
$500 |
$.01 |
INDIVIDUAL RETIREMENT ACCOUNTS2 |
||||
7 months |
4.02% |
4.10% |
$500 |
$.01 |
11 months |
4.02% |
4.10% |
$500 |
$.01 |
12 months |
2.00% |
2.02% |
$500 |
$.01 |
17 months |
4.02% |
4.10% |
$500 |
$.01 |
18 months |
3.01% |
3.05% |
$500 |
$.01 |
24 months |
2.31% |
2.33% |
$500 |
$.01 |
30 months |
2.31% |
2.33% |
$500 |
$.01 |
36 months |
2.31% |
2.33% |
$500 |
$.01 |
48 months |
2.31% |
2.33% |
$500 |
$.01 |
60 months |
2.31% |
2.33% |
$500 |
$.01 |
ITEM |
COST |
|---|---|
Check Printing |
Cost Varies 4 |
Personal Money Order |
$3.00 |
Treasurer's Check |
$5.00 |
Temporary Checks |
$3.00 for ten |
Deposited check or other item returned unpaid |
$12.00 |
ATM/debit card replacement fee |
$5.00 |
International fee - debit card |
.2% |
Insufficient funds including ACH preauthorized withdrawals |
$25.00/presentment |
Automatic transfer fee to cover overdraft |
$3.00 |
Account Research |
$25.00/hour |
Stop Payment |
$25.00 |
Inactivity fee |
$1.00/month |
Account closed within six months of opening |
$5.00 |
IRA Trustee Transfer |
$25.00 |
Notice of levy or other legal process |
$50.00 |
Photocopies |
$0.50/page |
Excess debit transfer withdrawal fee (max. $40.00 per month) |
$10.00 Temporary suspension of Excess Transactions from Savings Accounts and the fees associated with them until further notice: To deal with the pressures of the adverse financial impacts of the coronavirus, the regulation now allows unlimited transfers from your savings accounts, including electronic transfers. |
Lost Passbook |
$15.00 |
Foreign item collection fee Domestic Outgoing Foreign Outgoing |
$15.00 $25.00 |
Early Club closing fee |
$5.00 |
Safe Deposit 3 x 5 3 x 10 5 x 10 10 x 10 Lost key Drilling charge |
$40.00 $60.00 $80.00 $100.00 $20.00 $125.00 |
Wire Transfer Domestic Incoming Domestic Outgoing Foreign Incoming Foreign Outgoing |
$15.00 $25.00 $20.00 $50.00 |
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