* Minimum balance requirements of $7500.00 may be a combination of a Partnership Checking, Partnership Savings and/or other retail deposit accounts.

**Rates may change after the account is opened.  Interest rates and annual percentage yields (APYs) may change at any time. Interest begins on the same business day you make your deposit on collect funds, unless we notify you.  We calculate interest every day based on the balance in your account. Interest is accrued until the end of your monthly statement cycle when it is added to your balance (compounded monthly). Unpaid interest will be forfeited if you close your account before the interest is posted.

^*** Transaction Limitations– On Savings accounts and Money Market accounts, the customer may make no more than six “convenient” transfers or withdrawals per month from the account. “Convenient” transfers and withdrawals, for purposes of this limit include pre-authorized, automatic transfers (including but not limited to transfers from the savings deposit for overdraft protection or the direct bill payments) and transfers and withdrawals initiated by telephone, facsimile, or computer, and transfers made by check, debit card, or other similar order made by the depositor and payable to third parties. Other types of transfers, such as withdrawals or transfers made in person at the bank, by mail, or by using an ATM do not count toward the six-per-month limit and do not affect the account’s status as a savings account. An excess transfer fee of $10.00 may be charged for each third party withdrawal in excess of six during a calendar month. Temporary suspension of Excess Transactions from Savings Accounts and the fees associated with them until further notice: To deal with the pressures of the adverse financial impacts of the coronavirus, the regulation now allows unlimited transfers from your savings accounts, including electronic transfers. A fee of $3.00 will be charged for automatic transfers to cover overdrafts.

¹ If you close this account, you may forfeit accrued interest.

² For Certificates of Deposit terms of less than twelve months maturity, an early withdrawal penalty of loss of three months (actual days) interest will be imposed for withdrawals prior to maturity.  For CDs with a maturity of twelve months or longer, the early withdrawal penalty is loss of six months interest.

³ Transaction Limitations– On Savings accounts and Money Market accounts, the customer may make no more than six “convenient” transfers or withdrawals per month from the account. “Convenient” transfers and withdrawals, for purposes of this limit include pre-authorized, automatic transfers (including but not limited to transfers from the savings deposit for overdraft protection or the direct bill payments) and transfers and withdrawals initiated by telephone, facsimile, or computer, and transfers made by check, debit card, or other similar order made by the depositor and payable to third parties. Other types of transfers, such as withdrawals or transfers made in person at the bank, by mail, or by using an ATM do not count toward the six-per-month limit and do not affect the account’s status as a savings account. An excess transfer fee of $10.00 may be charged for each third party withdrawal in excess of six during a calendar month. Temporary suspension of Excess Transactions from Savings Accounts and the fees associated with them until further notice: To deal with the pressures of the adverse financial impacts of the coronavirus, the regulation now allows unlimited transfers from your savings accounts, including electronic transfers. A fee of $3.00 will be charged for automatic transfers to cover overdrafts.

⁴ Online banking is available to view transactions, however Bill Pay is not offered with this account.

Additional Resources

Personal Deposit Rates and Fees | FDIC Insurance Estimator | Important Information about Opening Accounts | FDIC Video