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Overdraft Protection Line of Credit CD Secured Loans Auto Loans

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Consumer Loans1

Lending you a helping hand.

We offer a variety of consumer loans.

When you need it most, Salem Co-op is there to help find the loan that works for you.

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Overdraft Protection Line of Credit

Overdraft Protection Line of Credit is a personal loan tied to your personal checking account. It saves you the embarrassment of overdrafts and eliminates fees associated with checks that could result in an overdraft.

  • Subject to credit approval
  • $10.00 annual fee to maintain the line
  • Loan amount will be determined based upon average balance in account
  • Other restrictions apply
  • Call for Today’s Rates

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CD Secured Loans

Borrow by using your own money as collateral.

  • Requires a Salem Co-op Certificate of Deposit
  • Borrow up to 90% of the balance in your account up to $50,000
  • Subject to credit approval
  • Call for Today’s Rates

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Auto Loans

Buy the ride you’ve always dreamed of owning or refinance your existing ride.

  • Terms up to 84 months
  • Mileage restrictions may apply
  • Subject to credit approval
  • Servicing NH, MA and ME residents
  • In person loan closings at both of our branch locations
  • Call for Today’s Rates
Need a Loan? Let’s Talk.

Salem Co-operative Bank offers a variety of loan options to help you navigate life effectively. Contact us today to learn more.

All loans are subject to underwriting and approval. Restrictions may apply.

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1All loans are subject to underwriting and credit approval. Other restrictions may apply. Rates are subject to change without notice.