Consumer Loans¹

Lending you a helping hand.

We offer a variety of consumer loans.

When you need it most, Salem Co-op is there to help find the loan that works for you.

Overdraft Protection Line of Credit

Overdraft Protection Line of Credit is a personal loan tied to your personal checking account. It saves you the embarrassment of overdrafts and eliminates fees associated with checks that could result in an overdraft.

Subject to credit approval
$10.00 annual fee to maintain the line
Loan amount will be determined based upon average balance in account
Other restrictions apply

Check today's Rates

CD Secured Loans

Borrow by using your own money as collateral.

Requires a Salem Co-op Certificate of Deposit
Borrow up to 90% of the balance in your account up to $50,000
Subject to credit approval
Call for Today’s Rates

Auto Loans

Buy the ride you’ve always dreamed of owning or refinance your existing ride.

Terms up to 84 months
Mileage restrictions may apply
Subject to credit approval
Rate based on FICO Score
Servicing NH, MA and ME residents
In person loan closings at both of our branch locations
Check Today’s Rates

Apply Today!

Need a Loan? Let’s Talk.

Salem Co-operative Bank offers a variety of loan options to help you navigate life effectively. Contact us today to learn more.

All loans are subject to underwriting and approval. Restrictions may apply.

¹All loans are subject to underwriting and credit approval. Other restrictions may apply. Rates are subject to change without notice.

Additional Resources

Consumer Loan Rates

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Consumer Loans1