²Transaction Limitations: On Savings Accounts and Money Market accounts, the customer may make no more than six “convenient” transfers or withdrawals per month from the account. “Convenient” transfers and withdrawals for purposes of this limit include pre-authorized, automatic transfers (including but not limited to transfers from the savings deposit for overdraft protection or for direct bill payments) and transfers and withdrawals initiated by telephone, facsimile, or computer, and transfers made by check, debit card or other similar order made by the depositor and payable to third parties. Other types of transfers such as withdrawals or transfers made in person at the bank, by mail, or by using an ATM, do not count toward the six-per-month limited and do not affect the account’s status as a savings account. Fees: An excess debit transfer withdrawal fee of $10.00 may be charged for each third party withdrawal in excess of six during a calendar month. A fee of $3.00 will be charged for automatic transfers to cover overdrafts. Temporary suspension of Excess Transactions from Savings Accounts and the fees associated with them until further notice: To deal with the pressures of the adverse financial impacts of the coronavirus, the regulation now allows unlimited transfers from your savings accounts, including electronic transfers.