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Personal Deposit Rates & Fees

Check out today's Deposit Interest Rates & Fees.

Deposit Interest Rates 1

Rates Are Subject to Change Without Notice

Personal Certificate of Deposit rates are also available for Business CDs.

View our personal deposit rates
DEPOSIT RATES
INTEREST
RATE
ANNUAL 
PERCENTAGE
YIELD (APY)
MINIMUM
BALANCE
TO OPEN
MINIMUM DAILY
BALANCE TO
OBTAIN APY
PERSONAL CHECKING ACCOUNTS
Partnership Checking
.05%
.10%
.10%
.15%
.20%
.05%
.10%
.10%
.15%
.20%
$10
$10
$10
$10
$10
$.01
$10,000
$25,000
$50,000
$100,000
Totally Free Checking
none
none
$10
n/a
Senior Advantage Checking
.05%
.05%
$10
$1
Interest Checking
.05%
.05%
$10
$500
SAVINGS ACCOUNTS
Partnership Savings
.10%
.15%
.50%
.60%
1.09%
1.19%
1.49%
.10%
.15%
.50%
.60%
1.10%
1.20%
1.50%
$10
$10
$10
$10
$10
$10
$10
$.01
$10,000
$25,000
$50,000
$100,000
$250,000
$500,000
Statement Savings
.10%
.10%
$10
$1
Tiered Passbook Savings
.05%
.05%
.05%
.05%
$10
$10
$1 
$1,000
Passbook Savings
.05%
.05%
Closed
$1
Club Accounts
.05%
.05%
$10
$100
CERTIFICATES OF DEPOSIT
6 months
2.00%
2.02%
$500
$.01
7 months
4.89%
5.00%
$500
$.01
11 months
4.75%
4.85%
$500
$.01
12 months
2.00%
2.02%
$500
$.01
17 months
4.41%
4.50%
$500
$.01
18 months
2.50%
2.53%
$500
$.01
24 months
2.50%
2.53%
$500
$.01
30 months
2.50%
2.53%
$500
$.01
36 months
2.50%
2.53%
$500
$.01
48 months
2.50%
2.53%
$500
$.01
60 months
2.50%
2.53%
$500
$.01
INDIVIDUAL RETIREMENT ACCOUNTS2
7 months
4.89%
5.00%
$500
$.01
11 months
4.75%
4.85%
$500
$.01
12 months
2.00%
2.02%
$500
$.01
17 months
4.41%
4.50%
$500
$.01
18 months
2.50%
2.53%
$500
$.01
24 months
2.50%
2.53%
$500
$.01
30 months
2.50%
2.53%
$500
$.01
36 months
2.50%
2.53%
$500
$.01
48 months
2.50%
2.53%
$500
$.01
60 months
2.50%
2.53%
$500
$.01

Personal Account Fees 3

View our personal fee schedule
ITEM
COST 
Check Printing
Cost Varies 4
Personal Money Order
$3.00
Treasurer's Check
$5.00
Temporary Checks
$3.00 for ten
Deposited check or other item returned unpaid
$12.00
ATM/debit card replacement fee
$5.00
International fee - debit card
.2%
Insufficient funds including ACH preauthorized withdrawals 

Overdraft fee may be imposed for transactions by check, in-person withdrawals, ATM/Debit withdrawals or by any electronic means
$25.00/presentment
Automatic transfer fee to cover overdraft
$3.00
Account Research
$25.00/hour
Stop Payment
$25.00
Inactivity fee
$1.00/month
Account closed within six months of opening
$5.00
IRA Trustee Transfer
$25.00
Notice of levy or other legal process
$50.00
Photocopies
$0.50/page
Excess debit transfer withdrawal fee
(max. $40.00 per month)
$10.00
Temporary suspension of Excess Transactions from Savings Accounts and the fees associated with them until further notice: To deal with the pressures of the adverse financial impacts of the coronavirus, the regulation now allows unlimited transfers from your savings accounts, including electronic transfers. 

Lost Passbook or Certificate
$15.00
Foreign item collection fee
             Domestic Outgoing
             Foreign Outgoing
 
$15.00
$25.00
Early Club closing fee
$5.00
Safe Deposit
             3 x 5
             3 x 10
             5 x 10
             10 x 10
             Lost key
             Drilling charge
 
$40.00
$60.00
$80.00
$100.00
$20.00
$125.00
Wire Transfer
             Domestic Incoming
             Domestic Outgoing
             Foreign Incoming               
             Foreign Outgoing
 
$15.00
$25.00
$20.00
$50.00

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