Salom Coop Bank New Hampshire

 

Consumer Loan Rates

CONSUMER LOAN RATES
September 2 , 2008

RATE

APR - ANNUAL
PERCENTAGE RATE

FEES

QUALIFIERS625

EQUITY LOANS

Adjustable Rate Home Equity Line of Credit

Adjusted Monthly
To Prime

5.000%

5.000%

None

Single family, owner occupied
Max. loan-to-value - 80%

Fixed Rate Home Equity

Line of Credit

15 yrs. 6.990% 6.990% None

Single family, owner

occupied

Max. loan-to-value - 80%

Second Mortgage

 

5 yrs.
10 yrs.

15 yrs.

 

5.990%
6.500%

6.750%

 

5.990%*
6.500%*

6.750%*

 

None

Payment Per $1000

$19.33

$11.36

$8.85

Single family, owner occupied
Max. loan-to-value is 80%

VEHICLE LOANS

New 2008 Auto Loan

24 mos
36 mos
48 mos
60 mos

5.375%
5.750%
6.000%
6.125%

5.375%
5.750%
6.000%
6.125%

None

10% down

Used Auto
Less than 2 Years Old

24 mos
36 mos
48 mos

7.375%
7.750% 8.000%

 7.375%      7.750%     8.000%

None

10% down              

Mileage Restriction May Apply *70,000 miles

Used Auto
2 Years and Older

24 mos
36 mos

8.375%
8.750%

8.375%
8.750%

None

10% down              

Mileage Restriction May Apply *70,000 miles

New RVs

7 yrs
10 yrs

6.875%
7.250%

6.875%
7.250%

None

20% down
Campers, motor homes

Used RVs

6 years

7.375%

7.375%

None

20% down
Campers, motor homes

PERSONAL LOANS

Personal Loan
Secured with SCB
Certificate of Deposit

12 mos
24 mos
36 mos
48 mos
60 mos

 


1 1/2% over
CD Rates

None

90% loan-to-value

Personal Loan
Unsecured

2 years

15%

15%

None

$5,000.00 maximum loan amount

Overdraft Protection
Line of Credit

Open-
Ended

15%

15%

$10.00 Annually

Existing SCB Checking Account
Maximum loan amount of $10,000
Open-ended loan, no maturity.

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE

*APR is based on a $10,000 loan amount with a 20% down payment.

 
3 South Broadway | P.O. Box 67 | Salem , NH 03079 | Phone: 603-898-2153 | Fax: 603-898-1760
Salem Cooperative Bank