Business Deposit Interest Rates ¹

BUSINESS DEPOSIT ACCOUNT RATES	INTEREST RATE	ANNUAL PERCENTAGE YIELD (APY)	MINIMUM BALANCE TO OPEN	MINIMUM DAILY BALANCE TO OBTAIN APY
Corporate Checking Account ²	N/A	N/A	$10	N/A
Business Checking Account	N/A	N/A	$10	N/A
Business Interest Account	.05%	.05%	$10	$0
Communities' Best Checking * For qualified non profit organizations	.10%	.10%	$10	$25
Money Market Account	.05% .10% .15% .60% .90% 1.00%	.05% .10% .15% .60% .90% 1.00%	$10	$0 $10,000 $25,000 $50,000 $100,000 $250,000
IOLTA Account	Call for rates	Call for rates	$100	$0
Business Statement Savings	.10%	.10%	$10	$1

Business Fees ³

ITEM	COST
Check Printing	Cost Varies ⁴
Personal Money Order	$3.00
Treasurer's Check	$5.00
Temporary Checks	$3.00 for ten
Coin Shipping Fee	$25.00/bag
Cash Management	Fee Varies⁴
Remote Capture Services	Fee Varies⁴
Deposited check or other item returned unpaid	$12.00
ATM/debit card replacement fee	$5.00
International fee - debit card	.2%
Continuous Overdraft Fee after 5 days	$3.00 per day
Insufficient funds including ACH preauthorized withdrawals Overdraft fee may be imposed for transactions by check, in-person withdrawals, ATM/Debit withdrawals or by any electronic means	$25.00/presentment
Account Research	$25.00/hour
Stop Payment	$25.00
Inactivity fee	$1.00/month
Account closed within six months of opening	$5.00
IRA trustee transfer	$25.00
Notice of levy or other legal process	$50.00
Photocopies	$0.50/page
Excess debit transfer withdrawal fee (max. $40.00 per month)	$10.00 Temporary suspension of Excess Transactions from Savings Accounts and the fees associated with them until further notice: To deal with the pressures of the adverse financial impacts of the coronavirus, the regulation now allows unlimited transfers from your savings accounts, including electronic transfers.
Lost Passbook or Certificate	$15.00
Foreign item collection fee Domestic Outgoing Foreign Outgoing	$15.00 $25.00
Safe Deposit 3 x 5 3 x 10 5 x 10 10 x 10 Lost key Drilling charge	$40.00 $60.00 $80.00 $100.00 $20.00 $125.00
Wire Transfer Domestic Incoming Domestic Outgoing Foreign Incoming Foreign Outgoing	$15.00 $25.00 $20.00 $50.00